The lowest tracked price for a 1 oz Gold Philharmonic is $4,144.40. Gold spot is $4,051.50 an ounce, so that price is 2.29% over the coin’s metal value.
Price snapshot from Bullion Price Check, data as of November 6, 2026, 10:05 AM ET. Dealer prices move with spot, so recheck the live price before you buy.
Gold Philharmonic Prices by Dealer
The Gold Philharmonic is the Austrian Mint’s bullion coin: one troy ounce of .9999 fine gold, struck in Vienna since 1989. Eight dealers were tracked for the 1 oz version in the latest snapshot, and the spread between the lowest and highest sticker price is $95.08 on the same coin:
| Dealer | Price (1 oz) | Premium over spot |
|---|---|---|
| Monument Metals | $4,144.40 | +2.29% |
| Hero Bullion | $4,147.91 | +2.38% |
| Bullion Standard | $4,160.36 | +2.69% |
| SD Bullion | $4,177.30 | +3.11% |
| Summit Metals | $4,187.78 | +3.36% |
| At Cost Metals | $4,191.30 | +3.45% |
| APMEX | $4,227.59 | +4.35% |
| Agate Metals | $4,239.48 | +4.64% |
Data by Bullion Price Check — single-coin check/wire prices checked November 6, 2026, before shipping and tax. These are Bullion Price Check’s tracked market prices, shown for comparison; they are not delivered totals, and Agate’s own selling price is the one in Agate’s catalog below.
The low end is tight — the four cheapest dealers sit within $33 of each other. That is typical for the Philharmonic: it is a high-volume sovereign coin, and dealers compete hard on it.
How the Philharmonic Premium Compares to Other 1 oz Gold Coins
The Philharmonic’s real appeal is where its premium sits next to the other big 1 oz gold coins. In Bullion Price Check’s Premium Index, its lowest premium runs below the Gold Eagle’s and the Gold Buffalo’s, and close to the Gold Maple Leaf’s — while the coin itself is purer than either U.S. coin at .9999 fine:
| 1 oz gold coin | Lowest premium | Dealer median premium | 7-day median low |
|---|---|---|---|
| Canadian Gold Maple Leaf | +1.1% | +3.33% | +1.25% |
| South African Krugerrand | +1.3% | +2.52% | +1.46% |
| British Gold Britannia | +2.1% | +3.22% | +2.29% |
| Austrian Gold Philharmonic | +2.2% | +3.38% | +2.13% |
| American Gold Buffalo | +3.6% | +6.33% | +3.78% |
| American Gold Eagle | +4.38% | +5.02% | +3.64% |
Data by Bullion Price Check — Bullion Premium Index snapshot, November 6, 2026. Premiums are percentages over spot on single-coin check/wire prices, before shipping and tax.
That pattern has held all week: the Philharmonic’s 7-day median low premium is 2.13%, so today’s 2.29% low is normal, not a sale. If you are choosing between sovereign coins purely on cost per ounce, our Gold Maple Leaf vs. Gold Eagle vs. Gold Buffalo comparison shows how the U.S. and Canadian coins stack up, and the Philharmonic belongs in that same low-premium tier.
Melt Value: What the Gold in a Philharmonic Is Worth
A 1 oz Philharmonic contains exactly one troy ounce of .9999 fine gold, so its melt value is almost exactly spot: $4,051.09 at the $4,051.50 spot price in this snapshot. Every dollar above that in a dealer’s price is premium — the mint’s production cost, distribution, and the dealer’s margin.
Melt value: Data by Bullion Price Check, data as of November 6, 2026, 10:05 AM ET.
The coin carries a €100 face value and is legal tender in Austria, but that number is symbolic — nobody spends a coin worth 40 times its face. What matters for resale is the weight and purity, which any dealer in the world can verify in seconds. The design helps too: the obverse shows the Musikverein concert hall organ in Vienna, and the reverse shows orchestral instruments, which is where the coin gets its name.
The Delivered Price Can Reorder the Table
Sticker price is not the whole cost. Bullion Price Check’s true-cost ranking adds each dealer’s published shipping and payment fees for a single coin paid by bank transfer, and the order shifts once shipping is counted:
| Dealer | Coin price | Shipping | Delivered total |
|---|---|---|---|
| Monument Metals | $4,144.40 | $0 | $4,144.40 |
| Hero Bullion | $4,147.91 | $0 | $4,147.91 |
| SD Bullion | $4,177.30 | $0 | $4,177.30 |
| Bullion Standard | $4,160.36 | $23.97 | $4,184.33 |
| APMEX | $4,227.59 | $0 | $4,227.59 |
| At Cost Metals | $4,191.30 | up to $25 | $4,236.30 |
Data by Bullion Price Check — true delivered cost for one coin, data as of November 6, 2026; shipping fees as published by each dealer. Two tracked dealers are not ranked here because Bullion Price Check could not work out a full delivered total for them.
The lesson is simple: a $24 shipping charge can erase a mid-table sticker advantage. Compare delivered totals, especially on a single-coin order.
Buying a Gold Philharmonic at Agate
Agate stocks the Philharmonic in several sizes. The 1 oz Austrian Philharmonic Gold Coin was listed at $4,247.74 in Agate’s own catalog when this snapshot was taken on November 6, 2026 — Agate’s price moves with the market, so check the product page for the live figure. For a smaller entry point, the 1/10 oz Austrian Philharmonic carries the same .9999 purity in a tenth of an ounce; fractional coins always cost more per ounce, but they are easier to buy in stages and easier to sell in small amounts.
Comparing across mints before you decide? The American Gold Eagle guide covers the U.S. alternative, and the British Gold Britannia guide covers the other .9999 fine option in this premium tier.
Frequently Asked Questions
What is the Gold Philharmonic price today?
The lowest tracked dealer price is $4,144.40 for the 1 oz coin, 2.29% over the $4,051.50 gold spot price, in the November 6, 2026 snapshot. The median dealer premium is about 3.38%, so most dealers price the coin between roughly $4,160 and $4,240.
What is the melt value of a 1 oz Gold Philharmonic?
Melt value is $4,051.09 at a $4,051.50 spot price, because the coin is one troy ounce of .9999 fine gold. Anything you pay above melt is premium; anything a dealer offers below melt on a buyback is their spread.
Why is the Philharmonic premium lower than the Gold Eagle’s?
The Philharmonic is a high-mintage, .9999 fine sovereign coin that trades in deep volume worldwide, so dealer margins stay thin. The Gold Eagle’s lowest tracked premium in the same index is 4.38% — you pay extra for the U.S. Mint brand and its unmatched U.S. resale recognition.
Is the Gold Philharmonic pure gold?
Yes — the Philharmonic is .9999 fine (99.99% pure), one of the purest bullion coins made. Unlike the 22-karat Gold Eagle or Krugerrand, there is no alloy hardening, so handle it by the edges and keep it in its capsule or tube.
What sizes does the Gold Philharmonic come in?
The Austrian Mint strikes 1 oz, 1/2 oz, 1/4 oz, 1/10 oz, and 1/25 oz versions, all .9999 fine. The 1 oz size carries the lowest premium per ounce; the smaller sizes cost more per ounce but lower the cash needed per coin.
Is the Gold Philharmonic a good first gold coin?
It is one of the strongest first-coin choices on cost: a low premium, .9999 purity, a major sovereign mint, and easy resale anywhere. Buyers who want the deepest U.S. resale market sometimes pay up for the Gold Eagle instead — that trade-off is brand and recognition, not gold content.
Educational content only — not financial advice.